1. Medical benefits-the state of Pennsylvania requires you to carry a minimum of $5,000 but you may choose a limit in increments between the minimum…

If a vehicle is leased the leasing company may require higher limits of liability than the state minimum and they will be listed as an…

Stacking allows you to take the uninsured and underinsured limits on the policy and multiply them by the number of vehicles on the policy.

These coverages are for your benefit if involved in an accident with someone who does not have or does not have enough insurance.

You are required to report all licensed drivers who reside in your household. An excluded driver is not allowed to operate a vehicle listed on…

Comprehensive: Otherwise known as “other than collision”, this area of coverage refers to the damages to a covered vehicle if damaged by fire, windstorm, vandalism,…

Yes: Your selection of limited tort applies to your ability to sue others under your policy. Should you be at fault in an accident, the…

Limited tort: Limits your right to sue for pain and suffering, except in cases of serious injury. The “limited tort” option qualifies you for a…