What benefits are available to the insured & their household family (First Party Benefits)

1. Medical benefits-the state of Pennsylvania requires you to carry a minimum of $5,000 but you may choose a limit in increments between the minimum and $100,000. This pays for the insured and household relatives, medical expenses resulting from an accident.

2. Extraordinary medical benefits- Medical limits higher than $100,000. This benefit is only available at the limit of $1,000,000.

3. Funeral expense-you may choose limits of $1,500 or $2,500 this covers the insured and/or any relatives living in the same household if in a fatal accident.

4. Income loss- in the event there is an accident that causes the insured and/or any relatives living in the same household to be out of work, this coverage helps you recover up to 80% of your lost earnings. This benefit is listed with a per month and a maximum benefit.

5. Accidental death benefits-paid only if the insured and/or any relatives living in the same household were involved in a fatal accident.